Commercial Insurance

In business, risk is inevitable. But LRA can help you manage that risk with a diverse portfolio of comprehensive products through highly rated financially secure insurance companies. With over 100 years of combined experience, our dedicated team of knowledgeable business insurance professionals can help identify your needs to create custom insurance packages at competitive rates.

We provide the following types of coverage:

PROPERTY INSURANCE: Real and Personal Property, Business Interruption, Flood, EDP, Inland Marine, Boiler & Machinery, Crime Transit...

COMPREHENSIVE GENERAL LIABILITY: Occurrence or Claims Made Forms, Products Liability, Liquor Liability, OCP for Contractors, Employee Benefits Liability...

COMMERCIAL AUTOMOBILE: Fleet and non-fleet schedules, Garage Liability, Garage keepers Liability, Truckers...

UMBRELLA OR EXCESS LIABILITY: Follow form, Concurrency Layered Programs, Drop Down coverage...

SPECIALTY FLOATERS: Fine Arts, Contractors Equipment, Scheduled Property, Installation Floater...

SPECIALTY POLICIES: Foreign Travel/Foreign Exposures, Kidnap & Ransom, Bonds, Fiduciary Liability, Builders Risk, Jewelers Block, Warehouseman's Legal Liability...

WORKERS COMPENSATION: Dividend Plans, Deductible Plans, Retrospective Plans, Self-Insured Plans...